Philosophy

The Bitcoin Philosophy: Fix the Money, Fix the World.

Bitcoin is the best performing asset of the decade, compounding with nearly 60% per year. For reference, $10K grows into $1M in just under 10 years. I encourage everybody to run their own numbers through a Compound Interest Calculator. What’s happening here is that humanity is witnessing the evolution of a new monetary system. A system based on mathematics, physics and truth.

Money is supposed to be a tool - a way to store value, transact, and plan for the future. But the world we live in today has corrupted money beyond recognition. Central banks in the West - in fact, all over the world, from the Federal Reserve to the European Central Bank, operate under a system of endless money printing. Their goal is often disguised as “stimulus” or “growth,” but the real effect is wealth erosion, especially the wealth of the middle class. Fiat currencies are being debased, silently stealing purchasing power from savers and anyone who relies on honest labour. Official inflation numbers claim 2-3%, but the lived reality is far harsher. Real-world inflation for essentials - housing, energy, healthcare, and food - runs closer to 8-10% annually.

What does that mean for people trying to grow wealth in traditional assets? Let’s say a stock portfolio returns 8-10% annually. Nominally, that sounds strong - but if inflation is running at the same rate, you are effectively running as fast as you can to go nowhere. Your portfolio appears to grow, but your purchasing power is unchanged. You’re working harder, saving, investing, and compounding, only to realise that the system is designed to keep the average person chasing their tail, running on a treadmill. Meanwhile, those who have access to freshly printed money - banks, institutions, governments - benefit disproportionately, and the individual is left fighting for crumbs, also known as the Cantillon Effect.

This is where Bitcoin changes the game. Bitcoin is the first truly sound money in history. Its supply is capped at 21 million coins and cannot be inflated by central authorities. Unlike fiat currencies, it is decentralised, censorship-resistant, and globally transferrable. Bitcoin operates on mathematics, not promises, and for the first time in history, individuals can hold an asset whose value cannot be undermined by a printing press or the digital creation of currency units at will.

By thinking and measuring wealth in Bitcoin, the entire financial paradigm shifts. When Bitcoin appreciates relative to fiat, everything priced in Bitcoin becomes cheaper. A house, a car, or even a loaf of bread effectively costs less over time measured in Bitcoin, even if the fiat price rises. The current monetary system is based on a never ending orgy of currency creation. Fiat may inflate, but Bitcoin’s fixed supply and growing adoption ensure that wealth held in Bitcoin preserves and increases in real purchasing power.

Consider this example: If inflation in fiat is 10% per year and Bitcoin grows at 60% per year relative to fiat, then a house that costs AU$1M today is effectively cheaper in Bitcoin terms next year. Your wealth, measured in Bitcoin, has grown faster than the price of the asset has risen, giving you genuine purchasing power. Repeat this over a decade and traditional assets priced in fiat feel like they are getting more expensive, while measured in Bitcoin they are becoming more affordable. This flips the traditional financial mindset: Instead of chasing nominal returns, you are growing real wealth by simply storing your savings in Bitcoin.

As an example here in Australia: In 2020 the median house price in Australia was ~ AU$600K. In 2025 that same house will cost you ~ AU$850K. That is a 41.7% increase in the price if you measure and save in Australian Dollars. Now we measure the house in Bitcoin - in 2020 the median house price was ~ 50 BTC, in 2025 that same house will cost you ~ 5 BTC, so that house has gotten 90% cheaper if you have saved in Bitcoin. What is happening here is absolutely mind-blowing, Bitcoin is repricing everything and nothing stops this train as Lyn Alden says. The purchasing power of Bitcoin is ever increasing, as it’s the first deflationary money ever invented.

Bitcoin to me is the perfect combination of philosophy and strategy. Philosophically, it’s about freedom, discipline, financial sovereignty, self-reliance and independence from centralised systems that erode value. Strategically, it’s about constructing a portfolio that grows at Bitcoin speed while generating strategic income and investment returns through aligned opportunities.

The power of Bitcoin extends beyond wealth preservation. It’s a lens for living in a world increasingly dominated by inflation and monetary expansion. By measuring everything in Bitcoin, I see a reality where time, effort, and capital are optimised. Everyday life becomes more efficient, and the long-term trajectory of wealth is no longer at the mercy of policymakers’ whims. Bitcoin is more than an asset - it is a way of life, a framework for thinking about value, life, and freedom in a way that fiat never can because almost everything happening in our world is correlated to the health of the money. If half of every transaction is money and the money is infected and sick, do you really expect society to be healthy? It has direct correlation.

In short, the Bitcoin philosophy is rooted in the following principles:

Sound Money First: Preserve wealth with an asset that cannot be inflated or debased.
Real Growth, Not Nominal: Measure wealth and success in Bitcoin, not fiat.
Freedom and Responsibility: Embrace self-custody, sovereignty, personal accountability, and independence from centralised control.
The Value of Time: Recognise that everything becomes cheaper in Bitcoin over time, creating a framework for long-term purchasing power and planning. The most precious and finite resource for every human being is time. Time can’t be replaced. By saving in Bitcoin you’re essentially buying more time in the future.

Bitcoin solves the core problem fiat cannot: It stops the erosion of wealth caused by central bank money printing. It empowers the individual, restores control, and provides a path toward genuine financial freedom. My philosophy is simple: Hold Bitcoin, think in Bitcoin, grow at Bitcoin speed, and embrace a life where freedom, clarity, and real wealth are achievable.