Over 7 years of investing in the Bitcoin ecosystem I have developed my very own approach towards powering my financial foundation with Bitcoin. My portfolio exists out of four main pillars. Savings, investments, income and debt.
My investment philosophy is simple: Bitcoin is the foundation of my financial future.
I see Bitcoin as sound money for the digital age - scarce, decentralised, and designed to protect purchasing power over decades. It’s not a trade for me. It’s a long-term conviction, a personal standard, and a hedge against a broken financial system. Bitcoin is the foundation of my whole financial existence.
1. Savings in cold storage - the foundation and base layer (ca. 80 % of portfolio allocation)
The foundation of my portfolio is held in cold storage under my full control. The savings, growing by ~ 50 % per year (average Bitcoin compound annual growth rate). If you don’t hold your own keys, you don’t own your Bitcoin. My cold storage stack is untouchable capital. It’s my savings account for the next decades and generational wealth - secured offline, away from custodians, exchanges, and governments.
That’s the part I’ll NEVER, under almost no circumstances sell. It’s my store of value, my peace of mind, and the foundation of everything.
2. Bitcoin aligned investments in public companies (ca. 10 % of portfolio allocation)
If Bitcoin is the new hurdle rate (ca. 50 % p.a.), then the only investments which can outperform Bitcoin is more Bitcoin or companies which can buy Bitcoin cheaper than I can. We saw an explosion of Bitcoin treasury companies in 2025 and some of them can and will outperform Bitcoin. This is the risk part of the portfolio. Bitcoin is the risk free rate, so obviously by investing in companies the capital is exposed to counterparty risk, execution risk, changes of legal structures in certain countries etc. I’m investing in these companies with a time horizon of at least 20 years.
The companies I think have the most asymmetric risk - reward ratio are as followed:
Strategy Inc (MSTR) The benchmark for corporate Bitcoin strategy and treasury innovation. The giant when it comes to publicly traded Bitcoin treasury companies. Executive Chairman Michael Saylor is one of the smartest and well spoken people in Bitcoin. He understands the asset on a very, very deep level and is literally transforming and revolutionising the financial markets with his Bitcoin powered flagship. The company grew from a market cap of
~ $ 1 Billion US in 2020 to ~ $ 115 Billion US in 2025, returning investors ~ 1150 % or a 115 x.
IREN Ltd (IREN) Iren is a publicly traded company that has its focus on Bitcoin mining and AI cloud computing which go hand in hand, using renewable energy sources. They operate large - scale data centres powered by hydroelectric and wind energy, aiming to provide a more sustainable approach to Bitcoin mining. Iren is deeply committed to supporting local communities through its operations. The company strategically selects sites with abundant and underutilised renewable energy sources, ensuring that its presence benefits both the environment and the local economies. By forming long - term partnerships with local stakeholders, Iren fosters positive relationships and contributes to the economic development of the regions where it operates. It has returned investors ~ 600 % over the last 3 years since 2022.
Cleanspark Inc (CLSK) Cleanspark is a publicly traded Bitcoin mining company listed on the NASDAQ. They focus on efficient, large - scale Bitcoin mining, owning and operating their own energy infrastructure for low - cost power. Their goal is to become one of the biggest and most efficient miners in North America. Cleanspark holds a growing Bitcoin treasury, meaning they keep much of the BTC they mine instead of selling it. This gives investors direct exposure to upside of Bitcoin plus operational leverage. When the price of Bitcoin rises, miners like Cleanspark often outperform BTC itself.
They’re expanding rapidly, targeting over 50 EH/s hash rate and more than 1 gigawatt of contracted power in 2025. It offers leveraged exposure to BTC - more upside, but also more risk. In a Bitcoin - based portfolio, it can act as a growth amplifier alongside direct Bitcoin holdings and adds diversification into the productive side of the Bitcoin network. Returning investors ~ 360 % over the last 3 years since 2022.
3. Income
Income is important in a portfolio because it provides consistent cash flow, reducing reliance on selling assets for liquidity. I’m very aware that a lot of other Bitcoiners will disagree with me on this and will tell you to simply work and buy Bitcoin, but once you get to a decent portfolio size, income becomes essential as it adds a lot of flexibility to it. For the first 7 years in Bitcoin I have focussed on building an essential stack of Bitcoin and have just recently, over the last 2 years added other positions. Everything starts with a good stack of Bitcoin, that is always going to be the foundation.
The income position I have added is MSTY (YieldMax MSTR Option Income Strategy ETF).
The fund generates income primarily by selling option premiums on MSTR. The premium income + interest from treasuries / cash = monthly distributions in form of a dividend payout. Part of the monthly distributions are ‘return of capital’ (ROC), meaning not all distributions are from profits - some reduce cost basis and / or eat into NAV(Net Asset Value).
High yield: MSTY boasts very large distribution rates - much higher than conventional income instruments, because of the risky / volatility related premiums.
Regular income stream: Receive monthly payouts. For investors wanting cash flow rather than waiting on capital gains, that’s attractive.
Bitcoin engine: Get indirect exposure to the Bitcoin narrative via MSTR, but with a twist: the ETF is monetising volatility rather than simply longing for capital appreciation. If the BTC and therefore MSTR volatility persists, MSTY can do well. And in my opinion, measured in USD or any other fiat currency the volatility won’t go away for at least 15 years.